Term Life Insurance provides a cost-effective solution for your temporary life insurance needs and gives you the flexibility to change your policy should your temporary needs turn into permanent goals.
Term Life Insurance is right for you if you want:
An affordable way to get maximum coverage
To cover specific financial responsibilities like a mortgage or college expenses
To supplement your Permanent Life Insurance during periods when coverage needs are higher, such as family-growing, mortgage-paying years
Some things to consider about Term Life Insurance:
There is no cash value accumulation
Continuing your coverage after the initial level premium-paying term expires can be very expensive
Term Life Frequently Asked Questions
*1 30 year term is not available in Washington and Oregon
*2 Policies are convertible until the earlier of the end of the initial term period or the policy anniversary at attained age 70. For issue age 65 and over, the policy is convertible for 5 years.
Murrieta Residents Call for a Quote on Term Life Insurance
*3 Withdrawals and loans from life insurance reduce the death benefit. Loans are subject to interest, which if not paid, increases the loan amount.
*4 If you receive benefits under this rider, the policy can only be converted to whole life
*5 Long-Term Care Guaranteed Purchase Option is subject to state availability
Like most insurance policies and annuity contracts,MetLife’s policies and contracts contain withdrawal charges, limitations, exclusions, holding periods, termination provisions, and terms for keeping them in force. Contact your MetLife representative for complete costs and details.
. . . Check our what our clients say about us . . . See the example below or read all testimonialsHERE
Thank you SGB!! We Give Your Company 5 STARS
We were looking for a new insurance agent since the agent I was using had horrible customer service and never returned my calls.
I called SGB for Automobile Insurance and they gave me several quotes from different companies and educated me about some money saving options I wasn't aware of so I could make an informed choice.
We were so pleased with their service we have moved all of our insurance needs to their company (2 Auto Body Shops, Cars, Home, Boat and Trailer). I never realized how much could be saved by having all my policies with one company.
I have recommended them to several people and everyone has been more than pleased with their service.