Horse Major Medical Insurance – Murrieta
This horse health insurance reimburses the veterinarian’s Fees for surgery, major illness and disease. The carrier will pay reasonable and customary charges necessitated by accident, injury or illness for your insured horse. There is a $250 deductible for each horse health insurance claim, and a $7,500 limit per animal per year. This horse health insurance coverage will help you control veterinary expenses for unforeseen events related to the health of your animal.
Should your insured horse require surgery, this horse health insurance endorsement will cover the costs. We will pay reasonable and customary charges for surgical treatment (including anesthesia) necessitated by accident, injury or illness. In addition to the surgery, we will pay up to 35% of the surgical fees for any hospitalization, X-rays, medication and lab tests that are necessitated as a result of the surgery. There is a $50 deductible for each horse health insurance claim, and a $5,000 limit per animal per year.
LOSS OF USE
If your horse becomes totally and permanently incapable of fulfilling the functions for which it is used, as stated on your equine mortality insurance policy, but its condition does not necessitate destruction for humane reasons, you may suffer a financial loss. The Loss of Use extension to the equine mortality insurance policy will pay up to 75% of the animal’s value if the company takes possession and or title to the animal or 50% of the value if you choose to keep your horse.