Horse Insurance (AKA) Equine Insurance in Murrieta | Temecula | Lake Elsinore
Horse Insurance Also Known As
Equine Mortality Insurance, Horse Health Insurance and Loss of Use Insurance; Equine Insurance is referred to in numerous ways. SGB can provide the proper protection and service that you and your horse or horse business deserve. We are committed to present you the best quote on all your Equine Insurance needs.
All of our horse insurance plans, from equine mortality insurance, horse major medical insurance, horse health insurance to loss of use insurance, Personal Horse Owner’s Liability or Care, Custody & Control and General Liability have been designed from the bottom up for horse owners and horse professionals, by professionals in the field.
Our attention to detail ensures that the program you choose, whether an equine mortality policy on a single horse, an insurance policy on your race horse or a comprehensive horse health insurance program, it will be custom fit to suit your needs.
In the event your horse injures a third party or damages their property, this provides coverage for defense fees as well as pays claims for which you are legally liable during the policy period.Call us today for your free Equine Insurance Quote!
Individual Horse Owners Insurance
Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income or are involved commercially are eligible.
Equine Mortality Insurance
It is important that your horse, an investment, is protected against equine mortality by an insurance company with strong financial background as well as established equine enterprise. Our companies offer this stability through their equine mortality insurance and other quality coverages.
Horse Major Medical
This horse health insurance reimburses the veterinarian’s Fees for surgery, major illness and disease. Ask about a horse insurance quote today. We will pay reasonable and customary charges necessitated by accident, injury or illness for your insured horse. Wouldn’t you like to have your horse insurance quote today and give yourself peace of mind?
Loss of Use
If your horse becomes totally and permanently incapable of fulfilling the functions for which it is used, as stated on your policy, but its condition does not necessitate destruction for humane reasons, you may suffer a financial loss.
Commercial Equine Liability
This equine coverage from our insurance companies is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage is provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by out company(ies) covers defense costs and pays claims for which you are legally liable up to the policy limits.
Equine Professional Liability Coverage
Our company(ies) provides equine insurance coverage for claims and defense fees resulting from any negligent act, error or omission by the insured’s professional equestrian activities.
Equine Care, Custody Or Control Insurance
Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability Insurance excludes coverage for personal property (horses are an example) in your Care, Custody or Control Care. This coverage fills this void by promising to pay all sums you are legally obligated to pay for damage to non-owned horses in your Care, Custody or Control. This coverage does not apply to horses that you own or lease.
Rider Clubs And Horse Borders Liability
Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.
Coverage is designed to insure the boarder or club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities.
