SGB can Offer You a Fair and Flexible Policies for your Mobile or Manufactured Home
Because your home is one of your most valuable assets, we offer special homeowners policies crafted to meet your particular needs. Should you experience damage or loss due to a covered occurrence, your provider can pay to repair or replace your:
- Mobile or manufactured home
- Attached porches/decks
- Attached structures (garages, storage sheds)
If you are forced to vacate your residence due to a covered loss, you can also be reimburse you for living expenses, such as hotels and meals, for each day you are displaced.
Additionally you can have protection for your personal property while youâ€™re traveling or while it is anywhere in the world. When your mobile or manufactured home is moved to a new location, itâ€™s also protected en route when you purchase optional trip collision coverage.
Ask About Policy Terms, Conditions, and Restrictions.
Call 1-800-558-7708 for your free, no-obligation mobile or manufactured home insurance quote!
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What Is Covered?
To keep your home and its belongings safe, SGB can offer through it’s & Home’s mobile home insurance policy features two loss settlement methods.
Replacement Cost Settlement
The cost of a new mobile home can change drastically over time. With this method, we pay to repair or replace your home and personal property without any deduction for depreciation—up to the amount of coverage purchased.
Actual Cash Value Settlement
Actual cash value protection pays you the actual cash value of your property based on its age and condition. This settlement method applies whether or not you actually repair/replace the property.
See the terms of the policy for information about to which types of property these methods apply and when.
The following benefits come standard with any policy you choose:
If your personal belongings are stolen, or damaged while traveling or while at home, you can be covered by Auto & Home policies from SGB’s insurance providers. (Ask about possible policy restrictions.)
Identity Protection Services
Provided to most customers at no additional charge, Identity Protection Services include the most comprehensive set of features to protect and restore the customer’s identity in case of theft or fraud. Included in this service are Identity Theft Resolution, Military Alert, Estate Management, Travel Benefits, Child Identity Protection, Relocation Services, Medical Identity Theft, and Disaster Mitigation services. Policies vary from company to company. Ask your Independent SGB Agent what company’s policy best suit your situation.
Legal Defense/Court Costs
If you’re sued for a covered claim, SGB has companies that provide Auto & Home that will help pay burdensome attorney’s fees, document preparation fees, or other related expenses. See policy for restrictions.
Trip Collision Coverage
When you move your mobile or manufactured home from one site to another, it’s protected when you purchase optional trip collision coverage. This way, you can focus on your new address, not potential damages sustained during the journey getting there. Ask your Independent SGB Agent about possible restrictions
Water Backup Coverage
With many of SGB’s & Home’s optional coverage companies, you’re protected when water backs up and damages your home and/or its contents.Coverage provided to losses resulting from spills and run-off from sewers, drains, and sump pump wells.Ask your SGB agent about possible restrictions. Most homeowners policies exclude coverage for losses due to flooding, but you may be able to purchase a separate flood insurance policy through SGB as part of the National Flood Insurance Program, which is administered by the federal government.
- Newer mobile home discount
- Protective devices discount
- Mature homeowner discount
- Multi-policy discounts
Want to learn more about regular home insurance? Go to homeowners insurance in Murrieta >>
Need a regular home owner’s quote? Go to home insurance quotes in Murrieta >>
. . . Check our what our clients say about us . . .
See the example below or read all testimonials HERE
Scott and his team have been a tremendous help with all my insurance demands.
As all the different challenging demands come up for us as general contractors and our projects, the staff at SGB are always there to sort through the requirements and make sure we have everything in place to protect my company.
Scott and his staff of professionals are always looking at ways to save my company money as well; especially around renewal time. He fully evaluates my policies and looks to see if there is any savings possible - THANKS Scott.I would only use SGB Insurance services for all my insurance needs both personnel and business.
— Mark Baker, Baker Windows and Doors - Lake Elsinore, CA May 12, 2012