Basic Health Insurance
Basic Health Insurance is an insurance program offered by SGB that offers members insurance benefits to help with the everyday cost of medical treatment. This plan is available to individuals, families and groups of any size.
It’s More Affordable
You already know that full coverage comprehensive health insurance can be very expensive. Basic Health Insurance offers a less expensive, limited benefit solution for everyone.
Accessible by More People
Basic Health Insurance is offered on a guaranteed issue basis to eligible members without regard to medical history. There are no medical questions or physical exams on the application.
You Choose Any Doctor
Choose the Doctor, Clinic, or Hospital of your choice. There are no provider networks so you are free to use any provider in the United States.
Excellent for Self-Employed Persons
The cost of Basic Health Insurance may be tax-deductible while out-of-pocket medical expenses are not deductible, thereby creating a tax savings.
Basic Health Insurance may be used to supplement Medicare coverage up to age 70. Benefits are paid in addition to any other coverage.
Benefits are paid directly to the policyholder. Unlike other insurance, no reduction in benefits is made due to other insurance.
Important Note: Basic Health Insurance is not comprehensive major medical insurance. It is a lower-cost alternative providing fixed-amount limited benefits that are paid directly to each insured for the most often used types of medical services. Policy forms are intended to comply fully with all applicable state insurance statutes and regulations. Due to differing state requirements, benefits, terms and conditions may vary by state from this description.
Call SGB and find out about how you can be enrolled in a basic health insurance plan today.