Health and Medical Insurance for Murrieta
Your Health Care is important and SGB here to help you find the correct coverage provide you with the latest and most complete information regarding health insurance as 
health care reform continues to change the landscape of health care insurance in the U.S. and California in particular.
SGB can match you with the best carriers in California. While looking for quality and affordable plans, it is important that you discuss your health care needs in depth with your SGB Health Insurance Agent for Murrieta. At SGB we have licensed agents that specialize in health insurance.
Individual Health Insurance This is the principal type of medical insurance purchased by people that do not have access to a group health insurance plan through an employer. We assist you in finding individual health insurance coverage at a rate you can afford.
Basic Health Insurance
Basic Health Insurance is an insurance program offered through SGB’s many health insurance companies that offer members insurance benefits to help with the everyday cost of medical treatment. 
Basic Health Insurance Plans in Murrieta is available to individuals , families and small business groups.
Benefits include:
- Single or Family Coverage
- Doctor Office Visits
- Hospitalization Benefits
- Emergency Room Benefits
- Surgery Benefits
Basic Health Insurance is intended as a supplemental insurance and should be used in combination with other primary health insurance. This is not short term medical insurance or major medical insurance. Learn More about Basic Health Insurance . . .
High Deductible Health Plans (HDHP)
What You Should Know:
- High-deductible health plans (HDHPs) play an important role in the health benefits marketplace. Premiums are lower, which allows many employers, especially small businesses, to provide health benefits they might not otherwise be able to afford.
- HDHPs are one solution to the growing problem of the uninsured. New data show 27 percent of HDHPs with health savings accounts (HSAs) sold in the small group market were to employers that did not previously offer coverage to their employees.1
- HDHPs also help raise consumer awareness of the real costs of health care, which is having a positive impact on rising health care costs. Research also has shown that total health spending is reduced when consumers bear more responsibility for their health care expenses. Learn More about High Deductible Health Plans (HDHP) . . .
Major Medical Insurance
Major medical insurance is a form of health care coverage that provides benefits for most types of medical expenses that may be incurred. Offering more complete coverage with fewer gaps, major medical insurance covers a much broader range of medical expenses – including those incurred both in and out of the hospital – with generally higher individual benefits and policy maximum limits. Learn More about Major Medical Insurance . . .
Group Health Insurance Plans
Notwithstanding increases in costs and the cutback of health-related benefits in recent years, close to 60% of Americans who have health insurance get employer-based group medical benefits. SGB can help you determine what to look for in group plans. Many companies offer a variety of plans; i.e. PPO, HMO and other types of group health plans. Learn More about Group Health Insurance Plans . . .
Dental Insurance
Dental plans are available for individuals, small businesses, and families. There are two main types of dental insurance: indemnity plans and managed care plans. Learn More about Dental Insurance Plans . . .
Vision Discount Plan
Of course regular eye exams can help protect your vision. But here’s something you might not know. Eye exams help spot many common health conditions.
Eye doctors can detect diabetes, high blood pressure and cholesterol. When you catch these conditions early, they are easier to treat.
You can enjoy savings on your eye exams and more discount programs available through SGB. The program is available to anyone with Aetna health benefits and insurance plans. (medical, dental, life, etc.) Learn More about Vision Discount and Insurance Plans . . .
